How Much Do Cash Home Buyers Actually Pay?
Cash home buyers typically pay 70 to 90% of a home's fair market value, depending on the property's condition, location, and the buyer's business model. Acquily aims to offer at the higher end of this range because we buy to hold, not to flip quickly.
The exact offer depends on several factors. Location matters because some markets have stronger demand. Condition matters because the buyer must account for repair costs. The local market matters because prices in a hot market support higher offers than in a slow market.
Here is a rough breakdown for a home with a $300,000 market value. A wholesaler might offer $195,000 to $210,000 (65 to 70%). A fix-and-flip investor might offer $210,000 to $240,000 (70 to 80%). A company like Acquily might offer $255,000 to $270,000 (85 to 90%).
Why the range? Wholesalers need a deep discount because they add their own profit before selling to another buyer. Fix-and-flip investors need margin for repairs and their profit. Acquily offers more because we buy to hold as rentals or for moderate renovation and resale.
But the offer price alone does not tell the full story. What matters is your net proceeds. A cash buyer offering $265,000 with zero costs to you puts more money in your pocket than a $300,000 market sale that nets $264,000 after commissions, repairs, and closing costs.
The best way to know what a cash buyer will pay for your specific home is to request an offer. With Acquily, offers are free, come within 24 hours, and carry zero obligation. You can use it as a baseline to compare against other options.
Frequently Asked Questions
Why do different cash buyers offer different amounts?
Different buyers have different business models. Wholesalers offer the least because they resell contracts. Fix-and-flip investors need margin for repairs and profit. Buy-and-hold companies like Acquily can offer more because they earn returns over time.
Can I get a cash offer close to full market value?
In some cases, yes. Homes in good condition in strong markets may receive offers at 85 to 95% of market value. Homes needing significant repairs will receive lower offers.
Is a cash offer negotiable?
Yes. Acquily's offers are based on data, but we are always open to discussion. If you have recent comparable sales or other information, share it with us.
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